Getting
Pre-Approved 
For a Mortgage

Here are 5 steps to getting pre-approved

1. Speak to/or Meet with a Mortgage Specialist to Understand the Process
2. The Application Process Provide key information such as income(s), assets, liabilities, current debt obligations information and authorize a credit check to determine how much you qualify for. 
3.  Gather the Necessary Documents Your mortgage advisor will give you a list of documents that the banks/lenders need to finalize a pre-approval.
4. Verification of Your Details Lenders will do their checks and balances as part of the approval process including verifying income and assets.
5. Obtain a Copy of Your Pre-Approval This is a powerful negotiation tool, especially in a multiple offer situation. The sellers of your dream home will feel more confident that you are the right person. The mortgage industry is a highly competitive field, and as your real estate agent, I work with you and your mortgage specialist to ensure you find the best financing options and interest rate available.